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CHAPTER 7 Bankruptcy |
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CHAPTER 13 Bankruptcy |
ELIMINATE MOST DEBTS |
Credit card, medical bills, loans, utility bills and most other debts are dischargable in a Chapter 7 Bankruptcy. These debts are usually restructured into an affordable payment plan, often for less than the full amount due. |
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Credit card, medical bills, loans, utility bills and most other debts are dischargable in a Chapter 13 Bankruptcy. These debts are usually restructured into an affordable payment plan, often for less than the full amount due. |
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CHAPTER 7 Bankruptcy |
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CHAPTER 13 Bankruptcy |
STOP CREDITOR HARASSMENT |
Creditors are relentless. They call constantly and send harassing letters. They call your employer, family and friends. They even threaten to file suit dragging you through the court system. Bankruptcy may be the answer. When you file Chapter 7 Bankruptcy, all collection efforts must stop. Put and end to the harassing phone calls, letters and threats. |
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Creditors are relentless. They call constantly and send harassing letters. They call your employer, family and friends. They even threaten to file suit dragging you through the court system. Bankruptcy may be the answer. When you file Chapter 13 Bankruptcy, all collection efforts must stop. Put and end to the harassing phone calls, letters and threats. |
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CHAPTER 7 Bankruptcy |
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CHAPTER 13 Bankruptcy |
STOP LAWSUITS AND WAGE GARNISHMENTS |
Mortgage lenders are filing more foreclosure suits than ever. If you aren't paying your mortgage the lender will surely seek to foreclose your mortgage and take your home. You and your family may be forced to move quickly. The lender may even seek to have you pay a deficiency balance if the home is sold for less than the mortgage balance. Foreclosure can be temporarily stopped by filing Bankruptcy, often providing more time to find a new home for you and your family. It also eliminates your obligation to pay any deficiency balance. |
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Mortgage lenders are filing more foreclosure suits than ever. If you aren't paying your mortgage the lender will surely seek to foreclose your mortgage and take your home. You and your family may be forced to move quickly. The lender may even seek to have you pay a deficiency balance if the home is sold for less than the mortgage balance. Foreclosure can be temporarily stopped by filing Bankruptcy, often providing more time to find a new home for you and your family. It also eliminates your obligation to pay any deficiency balance. |
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CHAPTER 7 Bankruptcy |
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CHAPTER 13 Bankruptcy |
STOP HOME FORECLOSURE |
Mortgage lenders are filing more foreclosure suits than ever. If you aren't paying your mortgage the lender will surely seek to foreclose your mortgage and take your home. You and your family may be forced to move quickly. The lender may even seek to have you pay a deficiency balance if the home is sold for less than the mortgage balance. Foreclosure can be temporarily stopped by filing Bankruptcy, often providing more time to find a new home for you and your family. It also eliminates your obligation to pay any deficiency balance. |
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Mortgage lenders are filing more foreclosure suits than ever. If you aren't paying your mortgage the lender will surely seek to foreclose your mortgage and take your home. You and your family may be forced to move quickly. You may even be saddled with a deficiency balance if your home sells for less than the mortgage amount. However, a Chapter 13 bankruptcy can stop the foreclosure, give you time to catch up the past due payments and save your home. In some cases, second mortgages and home equity lines of credit can be completely eliminated saving you money. |
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CHAPTER 7 Bankruptcy |
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CHAPTER 13 Bankruptcy |
STOP IRS AND OTHER TAX COLLECTIONS |
If you owe taxes you know that the IRS is a persistent creditor. The IRS will take your future tax refunds, garnish your wages, levy on your bank account and put liens on your property. Contrary to common belief, often times taxes can be discharged in Bankruptcy. If your taxes are more than 3 years old you may not have to pay them. Don't let the IRS take your money needlessly. |
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If you owe taxes you know that the IRS is a persistent creditor. The IRS will take your future tax refunds, garnish your wages, levy on your bank account and put liens on your property. Contrary to common belief, often times taxes can be discharged in Bankruptcy. Don't let the IRS take your money needlessly. A Chapter 13 Bankruptcy will stop the IRS action and allow you to pay over time with one monthly payment. |
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CHAPTER 7 Bankruptcy |
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CHAPTER 13 Bankruptcy |
LATE PAYMENTS AND PENALTIES |
Creditors thrive on charging late fees and penalties. These late payments and penalties are eliminated along with the debt saving you money and freeing you from the payment burden. |
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Creditors thrive on charging late fees and penalties. Creditors can no longer add on these fees and costs saving you substantial sums of money. |
