CHAPTER 7 BANKRUPTCY Illinois

CHAPTER 7 | CHAPTER 7 PROCESS | AUTOMATIC STAY AND DISCHARGE INJUNCTION |
INDIVIDUAL OR JOINT FILING | NONDISCHARGABLE DEBTS | WHICH CHAPTER IS BEST FOR ME?

CHAPTER 7 BANKRUPTCY ELIMINATES YOUR DEBTS

Chapter 7 Bankruptcy is a powerful tool that can provide significant benefits for people with debt problems. If you are struggling with debt problems, a Chapter 7 Bankruptcy will allow you to:

Eliminate most debts – Credit card, medical bills, loans, utility bills and most other debts are dischargable in a Chapter 7 Bankruptcy.  You are not alone.  Over 1,000,000 people filed Bankruptcy in 2009 and the numbers are expected to grow in 2010 and 2011. Most people who file for Bankruptcy are struggling to pay credit card debt or medical bills.  If you are overwhelmed and can no longer afford to pay your bills you need to speak to an experienced Bankruptcy attorney.  Call Steven J. Brody & Associates, Ltd. today and schedule a  free initial consultation – 815-479-8800. - Contact Us

Stop creditor harassment – Creditors are relentless. They call constantly and send harassing letters.  They call your employer, family and friends.  They even threaten to file suit dragging you through the court system.  Bankruptcy may be the answer. When you file Bankruptcy, all collection efforts must stop.  Put and end to the harassing phone calls, letters and threats.  Call Steven J. Brody & Associates, Ltd. today and schedule a  free initial consultation – 815-479-8800. - Contact Us

Stop Lawsuits and Wage Garnishments –  Creditors who are unable to collect debts through collection letters or harassing collection calls often resort to lawsuits and wage garnishments to collect debts involuntarily. Court appearances and wage garnishments are embarrassing at best. The creditors take your hard earned money to pay the bills you can no longer afford.  They make it harder for you to pay all your other bills with what little income is left.  You can stop lawsuits and  garnishments immediately by filing Bankruptcy.  Call Steven J. Brody & Associates, Ltd. today and schedule a  free initial consultation – 815-479-8800. - Contact Us

Stop Home Foreclosure – Mortgage lenders are filing more foreclosure suits than ever.  If you aren’t paying your mortgage the lender will surely seek to foreclosure your mortgage and take your home.  You and your family may be forced to move quickly.  The lender may even seek to have you pay a deficiency balance if the home is sold for less than the mortgage balance.  Foreclosure can be temporarily stopped by filing Bankruptcy, often providing more time to find a new home for you and your family.  It also eliminates your obligation to pay any deficiency balance.  Call Steven J. Brody & Associates, Ltd. today and schedule a  free initial consultation – 815-479-8800. - Contact Us

Stop IRS and Other Tax Collections – If you owe taxes you know that the IRS is a persistent creditor.  The IRS will take your future tax refunds, garnish your wages, levy on your bank account and put liens on your property.  Contrary to common belief, often times taxes can be discharged in Bankruptcy.  Don’t let the IRS take your money needlessly.  Call Steven J. Brody & Associates, Ltd. today and schedule a  free initial consultation – 815-479-8800. - Contact Us